Travel Insurance
TRAVEL WITH PEACE OF MIND
Disruptions are a regular part of modern travel.
Protect yourself & those you love so you can travel with peace of mind.
DID YOU KNOW…
The U.S. Department of State recommends travel insurance for anyone traveling abroad? It’s true — in fact, they think travel insurance is so important they even say so in every U.S. passport. Travel insurance is highly recommended to help protect your investment and provide assistance in a travel emergency. This is especially important if traveling overseas.
PLAN COMPARISON:
Below is a comparison of coverage between the Worldwide Protection Plan (WWTP) and Worldwide Protection Plan with Cancel Anytime (WWTP CXL Anytime). The benefits during travel are practically identical between the two plans. The real difference in coverage comes down to how much you will be reimbursed if you need to cancel or interrupt a trip and for what reason. Please see plan’s brochure for a list of covered reasons and exclusions.
NOTE ABOUT REIMBURSEMENT DUE TO CANCELLATION:
WWTP may provide 100% reimbursement for “covered reasons”
WWTP CXL Anytime may provide 100% reimbursement for “covered reasons” & up to 80% reimbursement for virtually any other reason not listed as a covered reason
Benefits provided per person by Worldwide Travel Protection
Purchase by final payment date on vendor’s invoice for pre-existing conditions coverage*
Trip Cancellation | Up to Amount Purchased (Pre-ex sublimit: $50,000) |
Trip Interruption | Up to 150% Amount Purchased (Pre-ex sublimit: $50,000) |
Emergency Medical Transportation | $1,000,000 |
Travel Accident | $25,000 |
Baggage Delay | $500 (No Receipts Sublimit: $100) |
Baggage Loss/Damage | $2,500 (High Value Item Sublimit: $500) |
Travel Delay | $1,000 (Daily Limit with Receipts: $200) (Daily Limit without Receipts: $100) |
Concierge | Included |
Existing Medical Conditions Coverage | If purchased by final payment |
Airline Change Fee Coverage | $500 |
Emergency Medical & Dental Coverage | $50,000 (Maximum Dental Sublimit: $500) (Primary) |
24-Hr Hotline Assistance | Included |
Loyalty Program Redeposit Fee Coverage | $500 |
Travel Supplier Default | If purchased within 14 days of initial deposit |
Benefits provided per person by Worldwide Travel Protection with Cancel Anytime
This policy can only be purchased within 14 days of initial deposit
Trip Cancellation | Up to Amount Purchased (Pre-ex sublimit: $20,000) |
Trip Interruption | Up to 150% Amount Purchased (Pre-ex sublimit: $20,000) |
Cancel Anytime Coverage | Included |
Emergency Medical Transportation | $1,000,000 |
Travel Accident | $25,000 |
Baggage Delay | $500 (No Receipts Sublimit: $100) |
Baggage Loss/Damage | $2,500 (High Value Item Sublimit: $500) |
Travel Delay | $1,000 (Daily Limit with Receipts: $200) (Daily Limit without Receipts: $100) |
Concierge | Included |
Existing Medical Conditions Coverage | If purchased within 14 days of initial deposit |
Business Related Reasons | Included |
Airline Change Fee Coverage | $500 |
Emergency Medical & Dental Coverage | $50,000 (Maximum Dental Sublimit: $500) (Primary) |
24-Hr Hotline Assistance | Included |
Loyalty Program Redeposit Fee Coverage | $500 |
Travel Supplier Default | If purchased within 14 days of initial deposit |
*Pre-Existing Medical Conditions Coverage & Exclusions: A pre-existing medical condition is an injury, illness or medical condition that exhibited symptoms or was treated on, or within the 120 days prior to, the purchase date of your plan. This plan waives the exclusion for pre-existing medical conditions if the following conditions are met: a. Your policy was purchased within 14 days of the initial trip payment date; b. You were a U.S. resident when the policy was purchased; c. You were medically able to travel when the policy was purchased; and d. On the policy purchase date, you insured the full non-refundable cost of your trip with us. This includes trip arrangements that will become non-refundable or subject to cancellation penalties between the policy purchase date and the departure date. Maximum coverage for pre-existing medical conditions is limited to the trip cancellation or trip interruption coverage limit (as applicable), not to exceed $20,000.
Supplier Financial Default Protection Supplier financial default protection is provided when: 1) you purchase your insurance within 14 days of initial trip deposit for Worldwide Travel Protection, Worldwide Travel Protection with Cancel Anytime, and Premier; Supplier Default is not available on the Basic Plan; 2) financial default occurs more than seven days after the policy’s effective date; and 3) you use a travel supplier (other than the organization from which you purchased this insurance or their affiliate companies) listed as a covered supplier at the time of insurance purchase. A list of these covered suppliers can be found on our website at https://www.allianztravelinsurance.com/aerep
Recommended/offered/sold by Allianz Global Assistance. Underwriter: Jefferson Insurance Company or BCS Insurance Company. Plan includes insurance & assistance services. Terms & exclusions (incl. for pre-existing conditions) apply. Plan & Pricing details, disclosures
IMPORTANT NOTICE: If you purchase additional travel components for this trip that have not already been insured under the original quote/policy, you must contact Cruise Planners agent to upgrade your policy. Allianz Global Assistance requires travelers to insure 100% of all gross non-refundable travel components with them in order to be fully covered for claims which result from a pre-existing condition.
